It's important to first understand where you are at financially, and what your goals are. There is no "one size fits all" insurance policy. If you just want maximum death benefit, make sure you get enough coverage to replace your income (income x 25). If you are wanting maximum growth with downside protection, an IUL could be a good fit. If you want to leverage infinite banking and borrow from your policy, whole life would be a better fit. Finally, in your retirement years you just want to make sure your family has the minimum needed to cover your final expenses for when you pass away, there's a policy for that too! If you would like a licensed professional to help with this process click the link below to find the best policy for you!